Bank Bonuses: What Are They and Are They Worth It?
The Business Checking Account signup offer requires you to deposit and maintain a minimum balance in order to earn the $2000 bonus. The Baselane Banking signup offer requires you to deposit and maintain a minimum balance in order to earn the $150 bonus. The Standard Account signup offer requires you to make purchases using the account’s card in order to earn the $10 bonus.
- The Perks Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $400 bonus.
- This means that, at no additional cost to you, we may get paid when you click on a link.
- The changes haven’t directly affected bank bonuses, but it could still be a good time to open a new bank account in case savings account interest rates fall.
- While this isn’t available nationwide, it is open to a healthy list of states, and is no longer targeted to select customers.
- We rank the best bonuses based on the amount, requirements to earn the bonus, and account details and restrictions.
- Available to Arizona residents, OneAZ is offering a $350 welcome bonus when you open a new personal checking account and use your debit card.
Bonus$50 or $400Earn $50 or $400 with eligible direct deposit. We’ve rounded up additional excellent checking account bonuses and savings account promotions below. In 2026, checking account bonus offers could land you between $100 and $3,000.
The Bank of America® Business Advantage Banking signup offer requires you to deposit and maintain a minimum balance in order to earn the $750 bonus. The Personal Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus. The Self-Directed Investing signup offer requires you to deposit and maintain a minimum balance in order to earn the $1000 bonus. The High Yield Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the $1200 bonus. The Chase Private Client Checking℠ signup offer requires you to deposit and maintain a minimum balance in order to earn the $3000 bonus. The HSBC Premier signup offer requires you to deposit and maintain a minimum balance in order to earn the $5000 bonus.
More information about bank bonuses, checking account bonuses, and savings account bonuses
New checking customers can earn up to $500 by opening a new eligible checking account, then setting up and receiving qualifying direct deposits into the new account within 90 days of account opening. Keep reading to find out answers to commonly asked questions about checking account bonuses and other bank promotions. The best bank bonuses for you are ones that have requirements you’re comfortable with, including the amount of time you’ll have to keep your money in the account to earn the bonus. ON THIS PAGEMore information about bank bonuses, checking account bonuses, and savings account bonuses One bank might deposit the funds in your new checking account, while another might send you a prepaid debit card or credit card with the amount loaded onto it.
If you currently have a Huntington Bank personal checking account, you’re listed on someone else’s account, or you closed a Huntington Bank checking account in the last six months, you can’t apply for this bonus. Cash bonus amount will be based on the total amount of Eligible Direct Deposit received within 25 calendar days of your first Eligible Direct Deposit of $1 or more. We rank the best bonuses based on the amount, requirements to earn the bonus, and account details and restrictions. We identified the 10 best checking accounts that are free to open and maintain.
- Most bank bonuses have a few qualifying requirements.
- Banner Bank will monitor the balances maintained in your account during the qualification period to determine bonus amount paid, if applicable.
- Available nationwide, Raisin is offering up to a whopping $1,200 welcome bonus for Summer 2026 when you open a new savings account and deposit new funds.
- The HSBC Premier signup offer requires you to deposit and maintain a minimum balance in order to earn the $5000 bonus.
- If these qualifications are met, your bonus will be paid to your account within 120 days from account opening.
- The Fifth Third Preferred Cash/Back Card offer requires you to make purchases using the account’s card in order to earn the 2% Cash Back.
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The Personal Checking signup offer requires you to make purchases using the account’s card in order to earn the $200 bonus. The Personal Checking signup offer requires you to make purchases using the account’s card in order to earn the $350 bonus. The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $500 bonus. The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $400 bonus. Available nationwide, Wells Fargo is offering a $400 welcome bonus when you open a new business checking account and maintain a minimum balance.
What’s the catch with bank promotions and bonus offers?
Available in select midwestern states, Central Bank of the Midwest is offering a $500 welcome bonus when you open a new business checking account and maintain a minimum balance. Available to residents within their footprint, First Commonwealth Bank is offering a $200 welcome bonus when you open a new personal checking account and set up direct deposit. Available to Arizona residents, OneAZ is offering a $350 welcome bonus when you open a new personal checking account and use your debit card. If you live in one of their geographic areas, this is an easy bonus for opening a business checking account that has no monthly fees. CitiBusiness if offering up to $2,000 when you open a new business checking account in-branch and make a minimum deposit within 30 days.
Here’s how to earn your $600 checking account bonus.
Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites. 12For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor with our service, TD Early Pay.
Some of the banks currently offering checking account bonuses include SoFi, Chase, Citi, Bank of America, and TD Bank. Earn $50 or $400 when you sign up and set up eligible direct deposit after opening a new SoFi online bank account. Rewards will be transferred to your Account within ten (10) calendar days after the conclusion of the respective Eligibility Period („Payout Window”). Rewards are paid after each Eligibility Period ends, provided all requirements for that Eligibility Period were leprezone casino met.
Queue bank promotions without direct deposit requirements! Get paid sooner Access your money up to 2 days sooner than payday with early paycheck. Banner Bank will monitor the balances maintained in your account during the qualification period to determine bonus amount paid, if applicable. To qualify for the personal checking offer, you must not already have a personal checking account with Banner Bank. Open a personal checking account, set up direct deposit and meet all deposit and balance requirements1 to earn your bonus.
You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy. Most bank bonuses are relatively simple, but it’s important to follow the instructions to the letter. We monitor bonus expiration dates every weekday and make changes to our content as needed. If you have or had a Huntington Bank business checking account open in the six months, you’re not eligible for the bonus. You’re not eligible if you had a business checking account in the last 12 months. If you already have a current Wells Fargo personal checking account, or if you had one in the last 12 months, you are not eligible for this bonus.